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Health insurance for students from outside the EU

Last modified on 20-07-2022
If you are in the Netherlands solely to study (you’re unemployed) and are not eligible for the European Health Insurance Card (EHIC), then you must arrange private health insurance.
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What is your study programme?

You are required by Dutch law to have health insurance for the duration of your stay in the Netherlands. Read more about what happens if you don’t have health insurance.

Citizens of the EU, Iceland, Liechtenstein, Norway and Switzerland can apply for the European Health Insurance Card (EHIC). All other international students must arrange health insurance either through their current health insurer or by arranging private health insurance.

Check your coverage before coming to the Netherlands

Before coming to the Netherlands, contact your current health insurance company to find out if they will cover the complete period of your stay abroad, and the extent of the coverage (illness, accident, death) they provide.

Get private health insurance if you need it

Does your current health insurance not provide coverage while you’re studying abroad, or not enough coverage? Then you will need to buy a (supplemental) private health insurance for the duration of your stay in the Netherlands.

There are many different insurance companies in the Netherlands you can use for this. Some insurance providers offer special deals for students such as the AON student health insuranceExternal link.


If you're unsure about whether you're sufficiently covered, or if you have questions about getting private insurance, please contact the Zorgverzekeringslijn.nlExternal link.